It's never too soon to start! The time to plan events varies from a few weeks to years. If your event is small, you can probably put it together in a month or two. A good rule of thumb for any major event, from weddings to a company holiday party, is six months.

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Tracking your expenses (aka tracking your transactions) isn’t hard—it’s a habit. And just like other important habits—you know, like flossing—it takes some work and repetition to go from trying to remember to do it to doing it naturally. But you’ll get there. And your teeth and budget will thank you. Just follow these four steps. 1.Step One: Create a Budget 2.Step Two: If You Make Money, Track It 3.Step Three: If You Spend Money, Track It 4.Step Four: Set a Regular Rhythm for Tracking